Buying Myths
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March 31, 2023
![Facts About Closing Costs [INFOGRAPHIC] Simplifying The Market](https://files.keepingcurrentmatters.com/content/images/20230330/Facts-About-Closing-Costs-KCM-Share.png)
- If you’re thinking about buying a home, be sure to plan for closing costs.
- Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more.
March 15, 2023
Though there are more homes for sale now than there were at this time last year, there’s still an undersupply with fewer houses available than in more normal, pre-pandemic years.
March 14, 2023
The housing market has been going through shifts lately.
March 10, 2023
![Buying a Home May Make More Sense Than Renting [INFOGRAPHIC] Simplifying The Market](https://files.keepingcurrentmatters.com/content/images/20230309/Buying-A-Home-May-Make-More-Sense-Than-Renting-KCM-Share.png)
Some Highlights
- If you’re trying to decide whether to rent or buy a home, there are a few things you should consider.
- Homeownership can help you escape the cycle of rising rents, builds your wealth, and serves as a hedge against inflation.
February 23, 2023
According to a recent Harris Poll survey, February 8, 2023
![You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] Simplifying The Market](https://files.keepingcurrentmatters.com/wp-content/uploads/2023/02/01165833/You-May-Not-Need-As-Much-As-You-Think-For-Your-Down-Payment-KCM-Share.png)
Some Highlights
- Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
- And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.
January 17, 2023
Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans.![Key Terms To Know When Buying a Home [INFOGRAPHIC] Simplifying The Market](https://files.keepingcurrentmatters.com/wp-content/uploads/2023/01/11165436/Key-Terms-To-Know-When-Buying-A-Home-KCM.png)
![Key Terms To Know When Buying a Home [INFOGRAPHIC] | Simplifying The Market](https://api.simplifyingthemarket.com/wp-content/uploads/2023/01/Key-Terms-To-Know-When-Buying-A-Home-MEM.png)
December 28, 2022
While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders […]